Routing Number 061020113

Routing number 061020113 is assigned to Cibc Bank Usa, a main office located at Suite 200, Chicago, Illinois 60602. This nine-digit ABA routing transit number identifies Cibc Bank Usa within the Federal Reserve's Atlanta district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (06) indicate the Federal Reserve Bank of Atlanta, digits 3-4 (10) identify the processing center, digits 5-8 (2011) are the institution identifier, and the final digit (3) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Cibc Bank Usa, provide your employer with routing number 061020113 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Cibc Bank Usa's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Cibc Bank Usa, in the mobile app, or by calling 312-683-7100. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 061020113 is registered for ACH transactions at Cibc Bank Usa, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Cibc Bank Usa may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Cibc Bank Usa before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Cibc Bank Usa is located at Suite 200, Chicago, IL 60602. Cibc Bank Usa operates in the Federal Reserve's Atlanta district, which serves as the regional hub for monetary policy and payment processing in this area.