Routing Number 063114580

Routing number 063114580 is assigned to Bmo Harris Bank, N.a, a main office located at 1200 E. Warrenville Rd, Naperville, Illinois 60563. This nine-digit ABA routing transit number identifies Bmo Harris Bank, N.a within the Federal Reserve's Atlanta district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (06) indicate the Federal Reserve Bank of Atlanta, digits 3-4 (31) identify the processing center, digits 5-8 (1458) are the institution identifier, and the final digit (0) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Bmo Harris Bank, N.a, provide your employer with routing number 063114580 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Bmo Harris Bank, N.a's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Bmo Harris Bank, N.a, in the mobile app, or by calling 855-259-8521. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 063114580 is registered for ACH transactions at Bmo Harris Bank, N.a, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Bmo Harris Bank, N.a may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Bmo Harris Bank, N.a before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Bmo Harris Bank, N.a is located at 1200 E. Warrenville Rd, Naperville, IL 60563. Bmo Harris Bank, N.a operates in the Federal Reserve's Atlanta district, which serves as the regional hub for monetary policy and payment processing in this area.