Routing Number 112207209

Routing number 112207209 is assigned to Citizens Bank Of Las Cruces, a branch located at 505 S Main Street, Las Cruces, New Mexico 88001. This nine-digit ABA routing transit number identifies Citizens Bank Of Las Cruces within the Federal Reserve's Dallas district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (11) indicate the Federal Reserve Bank of Dallas, digits 3-4 (22) identify the processing center, digits 5-8 (0720) are the institution identifier, and the final digit (9) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Citizens Bank Of Las Cruces, provide your employer with routing number 112207209 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Citizens Bank Of Las Cruces's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Citizens Bank Of Las Cruces, in the mobile app, or by calling 575-647-4148. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 112207209 is registered for ACH transactions at Citizens Bank Of Las Cruces, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Citizens Bank Of Las Cruces may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Citizens Bank Of Las Cruces before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This branch of Citizens Bank Of Las Cruces is located at 505 S Main Street, Las Cruces, NM 88001. Citizens Bank Of Las Cruces operates in the Federal Reserve's Dallas district, which serves as the regional hub for monetary policy and payment processing in this area.