Routing Number 011304517

Routing number 011304517 is assigned to Citizens Bank Na, a main office located at Rop440, Riverside, Rhode Island 02915. This nine-digit ABA routing transit number identifies Citizens Bank Na within the Federal Reserve's Boston district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (01) indicate the Federal Reserve Bank of Boston, digits 3-4 (13) identify the processing center, digits 5-8 (0451) are the institution identifier, and the final digit (7) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Citizens Bank Na, provide your employer with routing number 011304517 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Citizens Bank Na's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Citizens Bank Na, in the mobile app, or by calling 800-883-4224. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 011304517 is registered for ACH transactions at Citizens Bank Na, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Citizens Bank Na may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Citizens Bank Na before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Citizens Bank Na is located at Rop440, Riverside, RI 02915. Citizens Bank Na operates in the Federal Reserve's Boston district, which serves as the regional hub for monetary policy and payment processing in this area.