Routing Number 011601443

Routing number 011601443 is assigned to Citizens Access, Div. Of Citizens Bk, a main office located at 1 Citizens Drive, Riverside, Rhode Island 02915. This nine-digit ABA routing transit number identifies Citizens Access, Div. Of Citizens Bk within the Federal Reserve's Boston district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (01) indicate the Federal Reserve Bank of Boston, digits 3-4 (16) identify the processing center, digits 5-8 (0144) are the institution identifier, and the final digit (3) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Citizens Access, Div. Of Citizens Bk, provide your employer with routing number 011601443 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Citizens Access, Div. Of Citizens Bk's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Citizens Access, Div. Of Citizens Bk, in the mobile app, or by calling 800-883-4224. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 011601443 is registered for ACH transactions at Citizens Access, Div. Of Citizens Bk, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Citizens Access, Div. Of Citizens Bk may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Citizens Access, Div. Of Citizens Bk before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Citizens Access, Div. Of Citizens Bk is located at 1 Citizens Drive, Riverside, RI 02915. Citizens Access, Div. Of Citizens Bk operates in the Federal Reserve's Boston district, which serves as the regional hub for monetary policy and payment processing in this area.