Routing Number 092101085

Routing number 092101085 is assigned to Citizens Bank & Trust Big Timber, a main office located at Box 847, Big Timber, Montana 59011. This nine-digit ABA routing transit number identifies Citizens Bank & Trust Big Timber within the Federal Reserve's Minneapolis district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (09) indicate the Federal Reserve Bank of Minneapolis, digits 3-4 (21) identify the processing center, digits 5-8 (0108) are the institution identifier, and the final digit (5) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Citizens Bank & Trust Big Timber, provide your employer with routing number 092101085 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Citizens Bank & Trust Big Timber's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Citizens Bank & Trust Big Timber, in the mobile app, or by calling 406-932-5311. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 092101085 is registered for ACH transactions at Citizens Bank & Trust Big Timber, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Citizens Bank & Trust Big Timber may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Citizens Bank & Trust Big Timber before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Citizens Bank & Trust Big Timber is located at Box 847, Big Timber, MT 59011. Citizens Bank & Trust Big Timber operates in the Federal Reserve's Minneapolis district, which serves as the regional hub for monetary policy and payment processing in this area.