Routing Number 081200586

Routing number 081200586 is assigned to First Bankers Trust Co, Natl Assn, a main office located at 505 N. 24th, Quincy, Illinois 62301. This nine-digit ABA routing transit number identifies First Bankers Trust Co, Natl Assn within the Federal Reserve's St. Louis district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (08) indicate the Federal Reserve Bank of St. Louis, digits 3-4 (12) identify the processing center, digits 5-8 (0058) are the institution identifier, and the final digit (6) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with First Bankers Trust Co, Natl Assn, provide your employer with routing number 081200586 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in First Bankers Trust Co, Natl Assn's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from First Bankers Trust Co, Natl Assn, in the mobile app, or by calling 217-228-8000. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 081200586 is registered for ACH transactions at First Bankers Trust Co, Natl Assn, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, First Bankers Trust Co, Natl Assn may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with First Bankers Trust Co, Natl Assn before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of First Bankers Trust Co, Natl Assn is located at 505 N. 24th, Quincy, IL 62301. First Bankers Trust Co, Natl Assn operates in the Federal Reserve's St. Louis district, which serves as the regional hub for monetary policy and payment processing in this area.