Routing Number 071904889

Routing number 071904889 is assigned to Northern Trust/lake Forest, a main office located at 265 Deerpath Rd, Lake Forest, Illinois 60045. This nine-digit ABA routing transit number identifies Northern Trust/lake Forest within the Federal Reserve's Chicago district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (07) indicate the Federal Reserve Bank of Chicago, digits 3-4 (19) identify the processing center, digits 5-8 (0488) are the institution identifier, and the final digit (9) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Northern Trust/lake Forest, provide your employer with routing number 071904889 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Northern Trust/lake Forest's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Northern Trust/lake Forest, in the mobile app, or by calling 312-557-2091. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 071904889 is registered for ACH transactions at Northern Trust/lake Forest, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Northern Trust/lake Forest may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Northern Trust/lake Forest before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Northern Trust/lake Forest is located at 265 Deerpath Rd, Lake Forest, IL 60045. Northern Trust/lake Forest operates in the Federal Reserve's Chicago district, which serves as the regional hub for monetary policy and payment processing in this area.