Routing Number 061203558

Routing number 061203558 is assigned to The Citizens Bank Of Swainsboro, a main office located at 121 North Main Street, Swainsboro, Georgia 30401. This nine-digit ABA routing transit number identifies The Citizens Bank Of Swainsboro within the Federal Reserve's Atlanta district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (06) indicate the Federal Reserve Bank of Atlanta, digits 3-4 (12) identify the processing center, digits 5-8 (0355) are the institution identifier, and the final digit (8) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with The Citizens Bank Of Swainsboro, provide your employer with routing number 061203558 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in The Citizens Bank Of Swainsboro's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from The Citizens Bank Of Swainsboro, in the mobile app, or by calling 478-237-7001. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 061203558 is registered for ACH transactions at The Citizens Bank Of Swainsboro, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, The Citizens Bank Of Swainsboro may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with The Citizens Bank Of Swainsboro before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of The Citizens Bank Of Swainsboro is located at 121 North Main Street, Swainsboro, GA 30401. The Citizens Bank Of Swainsboro operates in the Federal Reserve's Atlanta district, which serves as the regional hub for monetary policy and payment processing in this area.