Seeing a COMENITY PAY charge on your statement?
Common ways COMENITY PAY charges might appear on your statement
- COMENITY PAY
- COMENITY PAY CP WEB PYMT
- COMENITY PAY ONLINE PAYMENT
- COMENITY BANK PAYMENT
- COMENITY PAY BILLPAY
- COMENITY PAY COLUMBUS OH
- COMENITY PAY AUTO PAY
What is Comenity Pay?
Comenity Pay refers to payments processed through Comenity Bank or Comenity Capital Bank, financial institutions operated by Bread Financial. Comenity manages credit card accounts for numerous retail brands, including Victoria’s Secret, Ulta, Wayfair, and others. The descriptor “COMENITY PAY” typically appears when making online or automatic payments toward one of these branded credit card accounts. Learn more at breadfinancial.com.
Common causes for Comenity Pay charges
- Online or mobile payments made to a Comenity-issued store or brand credit card.
- Automatic payments set up through Comenity’s AutoPay service.
- Manual bill payments made via the Comenity Pay (CP WEB PYMT) portal.
- Refunds or reversals for overpayments or canceled transactions.
Decoding Comenity Pay charge tags
- COMENITY PAY / COMENITY BANK identify the merchant as Comenity, a Bread Financial institution.
- CP WEB PYMT / ONLINE PAYMENT denote electronic payments made via Comenity’s website.
- COLUMBUS OH references Bread Financial’s headquarters in Columbus, Ohio.
- AUTO PAY / BILLPAY indicate recurring or scheduled credit card payments.
- COMENITY CAPITAL BANK may appear for certain co-branded or specialty accounts.










