Routing Number 291971320

Routing number 291971320 is assigned to 1st United Bank, a main office located at 430 Nw Fourth St, Faribault, Minnesota 55021. This nine-digit ABA routing transit number identifies 1st United Bank within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (29) indicate the Federal Reserve Bank of Unknown, digits 3-4 (19) identify the processing center, digits 5-8 (7132) are the institution identifier, and the final digit (0) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with 1st United Bank, provide your employer with routing number 291971320 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in 1st United Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from 1st United Bank, in the mobile app, or by calling 507-334-2201. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 291971320 is registered for ACH transactions at 1st United Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, 1st United Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with 1st United Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of 1st United Bank is located at 430 Nw Fourth St, Faribault, MN 55021. 1st United Bank operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.