Routing Number 092904185

Routing number 092904185 is assigned to Opportunity Bank Of Montana, a main office located at 1400 Prospect Avenue, Helena, Montana 59604. This nine-digit ABA routing transit number identifies Opportunity Bank Of Montana within the Federal Reserve's Minneapolis district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (09) indicate the Federal Reserve Bank of Minneapolis, digits 3-4 (29) identify the processing center, digits 5-8 (0418) are the institution identifier, and the final digit (5) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Opportunity Bank Of Montana, provide your employer with routing number 092904185 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Opportunity Bank Of Montana's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Opportunity Bank Of Montana, in the mobile app, or by calling 406-442-3080. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 092904185 is registered for ACH transactions at Opportunity Bank Of Montana, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Opportunity Bank Of Montana may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Opportunity Bank Of Montana before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Opportunity Bank Of Montana is located at 1400 Prospect Avenue, Helena, MT 59604. Opportunity Bank Of Montana operates in the Federal Reserve's Minneapolis district, which serves as the regional hub for monetary policy and payment processing in this area.