Routing Number 091402280

Routing number 091402280 is assigned to Cortrust Bank, Na - Freeman Office, a main office located at Po Box 1246, Mitchell, South Dakota 57301. This nine-digit ABA routing transit number identifies Cortrust Bank, Na - Freeman Office within the Federal Reserve's Minneapolis district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (09) indicate the Federal Reserve Bank of Minneapolis, digits 3-4 (14) identify the processing center, digits 5-8 (0228) are the institution identifier, and the final digit (0) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Cortrust Bank, Na - Freeman Office, provide your employer with routing number 091402280 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Cortrust Bank, Na - Freeman Office's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Cortrust Bank, Na - Freeman Office, in the mobile app, or by calling 605-995-1113. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 091402280 is registered for ACH transactions at Cortrust Bank, Na - Freeman Office, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Cortrust Bank, Na - Freeman Office may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Cortrust Bank, Na - Freeman Office before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Cortrust Bank, Na - Freeman Office is located at Po Box 1246, Mitchell, SD 57301. Cortrust Bank, Na - Freeman Office operates in the Federal Reserve's Minneapolis district, which serves as the regional hub for monetary policy and payment processing in this area.