Routing Number 031101169

Routing number 031101169 is assigned to The Bancorp.com, a main office located at Po Box 5017, Sioux Falls, South Dakota 57117. This nine-digit ABA routing transit number identifies The Bancorp.com within the Federal Reserve's Philadelphia district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (03) indicate the Federal Reserve Bank of Philadelphia, digits 3-4 (11) identify the processing center, digits 5-8 (0116) are the institution identifier, and the final digit (9) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with The Bancorp.com, provide your employer with routing number 031101169 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in The Bancorp.com's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from The Bancorp.com, in the mobile app, or by calling 866-271-1623. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 031101169 is registered for ACH transactions at The Bancorp.com, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, The Bancorp.com may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with The Bancorp.com before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of The Bancorp.com is located at Po Box 5017, Sioux Falls, SD 57117. The Bancorp.com operates in the Federal Reserve's Philadelphia district, which serves as the regional hub for monetary policy and payment processing in this area.