Routing Number 091400486

Routing number 091400486 is assigned to First Dakota National Bank, a main office located at 225 Cedar Street, Yankton, South Dakota 57078. This nine-digit ABA routing transit number identifies First Dakota National Bank within the Federal Reserve's Minneapolis district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (09) indicate the Federal Reserve Bank of Minneapolis, digits 3-4 (14) identify the processing center, digits 5-8 (0048) are the institution identifier, and the final digit (6) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with First Dakota National Bank, provide your employer with routing number 091400486 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in First Dakota National Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from First Dakota National Bank, in the mobile app, or by calling 605-665-7432. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 091400486 is registered for ACH transactions at First Dakota National Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, First Dakota National Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with First Dakota National Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of First Dakota National Bank is located at 225 Cedar Street, Yankton, SD 57078. First Dakota National Bank operates in the Federal Reserve's Minneapolis district, which serves as the regional hub for monetary policy and payment processing in this area.