Routing Number 074908112

Routing number 074908112 is assigned to Hoosier Heartland State Bank, a main office located at 112 S Washington St, Lagoda, Indiana 47954. This nine-digit ABA routing transit number identifies Hoosier Heartland State Bank within the Federal Reserve's Chicago district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (07) indicate the Federal Reserve Bank of Chicago, digits 3-4 (49) identify the processing center, digits 5-8 (0811) are the institution identifier, and the final digit (2) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Hoosier Heartland State Bank, provide your employer with routing number 074908112 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Hoosier Heartland State Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Hoosier Heartland State Bank, in the mobile app, or by calling 765-942-0125. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 074908112 is registered for ACH transactions at Hoosier Heartland State Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Hoosier Heartland State Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Hoosier Heartland State Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Hoosier Heartland State Bank is located at 112 S Washington St, Lagoda, IN 47954. Hoosier Heartland State Bank operates in the Federal Reserve's Chicago district, which serves as the regional hub for monetary policy and payment processing in this area.