Routing Number 071104427

Routing number 071104427 is assigned to Heartland Bank And Trust Co, a main office located at P.o. Box 67, Bloomington, Illinois 61702. This nine-digit ABA routing transit number identifies Heartland Bank And Trust Co within the Federal Reserve's Chicago district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (07) indicate the Federal Reserve Bank of Chicago, digits 3-4 (11) identify the processing center, digits 5-8 (0442) are the institution identifier, and the final digit (7) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Heartland Bank And Trust Co, provide your employer with routing number 071104427 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Heartland Bank And Trust Co's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Heartland Bank And Trust Co, in the mobile app, or by calling 309-662-4444. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 071104427 is registered for ACH transactions at Heartland Bank And Trust Co, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Heartland Bank And Trust Co may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Heartland Bank And Trust Co before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Heartland Bank And Trust Co is located at P.o. Box 67, Bloomington, IL 61702. Heartland Bank And Trust Co operates in the Federal Reserve's Chicago district, which serves as the regional hub for monetary policy and payment processing in this area.