Routing Number 073922843

Routing number 073922843 is assigned to United Bank & Trust Na, a main office located at 2101 South Center Street, Marshalltown, Iowa 50158. This nine-digit ABA routing transit number identifies United Bank & Trust Na within the Federal Reserve's Chicago district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (07) indicate the Federal Reserve Bank of Chicago, digits 3-4 (39) identify the processing center, digits 5-8 (2284) are the institution identifier, and the final digit (3) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with United Bank & Trust Na, provide your employer with routing number 073922843 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in United Bank & Trust Na's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from United Bank & Trust Na, in the mobile app, or by calling 641-753-5900. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 073922843 is registered for ACH transactions at United Bank & Trust Na, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, United Bank & Trust Na may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with United Bank & Trust Na before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of United Bank & Trust Na is located at 2101 South Center Street, Marshalltown, IA 50158. United Bank & Trust Na operates in the Federal Reserve's Chicago district, which serves as the regional hub for monetary policy and payment processing in this area.