Routing Number 062103482

Routing number 062103482 is assigned to First Citizens Bk, a main office located at 100 West Third Street, Luverne, Alabama 36049. This nine-digit ABA routing transit number identifies First Citizens Bk within the Federal Reserve's Atlanta district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (06) indicate the Federal Reserve Bank of Atlanta, digits 3-4 (21) identify the processing center, digits 5-8 (0348) are the institution identifier, and the final digit (2) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with First Citizens Bk, provide your employer with routing number 062103482 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in First Citizens Bk's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from First Citizens Bk, in the mobile app, or by calling 334-335-3346. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 062103482 is registered for ACH transactions at First Citizens Bk, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, First Citizens Bk may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with First Citizens Bk before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of First Citizens Bk is located at 100 West Third Street, Luverne, AL 36049. First Citizens Bk operates in the Federal Reserve's Atlanta district, which serves as the regional hub for monetary policy and payment processing in this area.