Routing Number 041205246

Routing number 041205246 is assigned to First Citizens Natl Bank, a main office located at 100 N. Sandusky Ave., Upper Sandusky, Ohio 43351. This nine-digit ABA routing transit number identifies First Citizens Natl Bank within the Federal Reserve's Cleveland district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (04) indicate the Federal Reserve Bank of Cleveland, digits 3-4 (12) identify the processing center, digits 5-8 (0524) are the institution identifier, and the final digit (6) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with First Citizens Natl Bank, provide your employer with routing number 041205246 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in First Citizens Natl Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from First Citizens Natl Bank, in the mobile app, or by calling 419-294-2351. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 041205246 is registered for ACH transactions at First Citizens Natl Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, First Citizens Natl Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with First Citizens Natl Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of First Citizens Natl Bank is located at 100 N. Sandusky Ave., Upper Sandusky, OH 43351. First Citizens Natl Bank operates in the Federal Reserve's Cleveland district, which serves as the regional hub for monetary policy and payment processing in this area.