Routing Number 053208095

Routing number 053208095 is assigned to United Community Bank, a main office located at 63 Highway 515, Blairsville, Georgia 30512. This nine-digit ABA routing transit number identifies United Community Bank within the Federal Reserve's Richmond district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (05) indicate the Federal Reserve Bank of Richmond, digits 3-4 (32) identify the processing center, digits 5-8 (0809) are the institution identifier, and the final digit (5) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with United Community Bank, provide your employer with routing number 053208095 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in United Community Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from United Community Bank, in the mobile app, or by calling 706-745-2151. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 053208095 is registered for ACH transactions at United Community Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, United Community Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with United Community Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of United Community Bank is located at 63 Highway 515, Blairsville, GA 30512. United Community Bank operates in the Federal Reserve's Richmond district, which serves as the regional hub for monetary policy and payment processing in this area.