Routing Number 011501718

Routing number 011501718 is assigned to Independence Bank, a main office located at 1370 South County Trail, East Greenwich, Rhode Island 02818. This nine-digit ABA routing transit number identifies Independence Bank within the Federal Reserve's Boston district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (01) indicate the Federal Reserve Bank of Boston, digits 3-4 (15) identify the processing center, digits 5-8 (0171) are the institution identifier, and the final digit (8) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Independence Bank, provide your employer with routing number 011501718 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Independence Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Independence Bank, in the mobile app, or by calling 401-886-4600. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 011501718 is registered for ACH transactions at Independence Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Independence Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Independence Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Independence Bank is located at 1370 South County Trail, East Greenwich, RI 02818. Independence Bank operates in the Federal Reserve's Boston district, which serves as the regional hub for monetary policy and payment processing in this area.