Regions Bank SWIFT Code: UPNBUS44

Regions Bank SWIFT Code: UPNBUS44

The SWIFT/BIC code for Regions Bank is UPNBUS44. UPNB identifies Regions Bank (inherited from Union Planters National Bank), US stands for the United States, and 44 is the location code. This code routes international wire transfers to Regions Bank accounts.

Regions Financial Corporation is a US regional bank headquartered in Birmingham, Alabama. The bank operates roughly 1,300 branches across 15 states in the South and Midwest, including Alabama, Tennessee, Mississippi, Florida, Georgia, Louisiana, Texas, and Indiana.

USD Wire Transfers Through Regions Financial

Regions Bank processes incoming international wires in USD through the Fedwire Funds Service. Settlement is same-day for wires received before the Fedwire cutoff (typically 6:00 PM ET). The bank charges $15 to $25 for incoming international wire transfers.

Senders need the recipient's Regions Bank account number and the SWIFT code UPNBUS44. For domestic US transfers, the bank's ABA routing number (listed on checks) is used instead of the SWIFT code.

Energy and Manufacturing Sector Banking

Regions Bank's footprint covers the US Gulf Coast energy corridor (Texas, Louisiana, Mississippi) and the Southeast manufacturing belt (Alabama, Tennessee, Georgia). The bank is a significant lender to energy companies and automotive manufacturing plants.

International wire transfers through UPNBUS44 often relate to oil and gas services procurement, automotive parts imports (several major auto manufacturers operate plants in Alabama and Tennessee), and agricultural exports from the Mississippi Delta region.

How Slash fits in

Slash tracks Regions Bank wire transfers alongside your other US banking accounts. Energy, manufacturing, and trade payment flows through UPNBUS44 are captured and categorized for treasury visibility.