Routing Number 314985552

Routing number 314985552 is assigned to South Texas Regional Fcu, a main office located at Po Bx 1556, Laredo, Texas 78042. This nine-digit ABA routing transit number identifies South Texas Regional Fcu within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (31) indicate the Federal Reserve Bank of Unknown, digits 3-4 (49) identify the processing center, digits 5-8 (8555) are the institution identifier, and the final digit (2) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with South Texas Regional Fcu, provide your employer with routing number 314985552 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in South Texas Regional Fcu's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from South Texas Regional Fcu, in the mobile app, or by calling 956-723-0363. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 314985552 is registered for ACH transactions at South Texas Regional Fcu, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, South Texas Regional Fcu may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with South Texas Regional Fcu before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of South Texas Regional Fcu is located at Po Bx 1556, Laredo, TX 78042. South Texas Regional Fcu operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.