Routing Number 292177709

Routing number 292177709 is assigned to Kootenai Valley Fed Cr Un, a main office located at Po Box 636, Libby, Montana 59923. This nine-digit ABA routing transit number identifies Kootenai Valley Fed Cr Un within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (29) indicate the Federal Reserve Bank of Unknown, digits 3-4 (21) identify the processing center, digits 5-8 (7770) are the institution identifier, and the final digit (9) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Kootenai Valley Fed Cr Un, provide your employer with routing number 292177709 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Kootenai Valley Fed Cr Un's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Kootenai Valley Fed Cr Un, in the mobile app, or by calling 406-293-6421. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 292177709 is registered for ACH transactions at Kootenai Valley Fed Cr Un, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Kootenai Valley Fed Cr Un may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Kootenai Valley Fed Cr Un before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Kootenai Valley Fed Cr Un is located at Po Box 636, Libby, MT 59923. Kootenai Valley Fed Cr Un operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.