Routing Number 291378648

Routing number 291378648 is assigned to University Fed Cr Un, a main office located at 2901 University Ave Stop 8222, Grand Forks, North Dakota 58202. This nine-digit ABA routing transit number identifies University Fed Cr Un within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (29) indicate the Federal Reserve Bank of Unknown, digits 3-4 (13) identify the processing center, digits 5-8 (7864) are the institution identifier, and the final digit (8) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with University Fed Cr Un, provide your employer with routing number 291378648 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in University Fed Cr Un's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from University Fed Cr Un, in the mobile app, or by calling 701-775-3738. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 291378648 is registered for ACH transactions at University Fed Cr Un, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, University Fed Cr Un may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with University Fed Cr Un before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of University Fed Cr Un is located at 2901 University Ave Stop 8222, Grand Forks, ND 58202. University Fed Cr Un operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.