Routing Number 291074502

Routing number 291074502 is assigned to Mill City Credit Union, a main office located at Suite 100, Minnetonka, Minnesota 55305. This nine-digit ABA routing transit number identifies Mill City Credit Union within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (29) indicate the Federal Reserve Bank of Unknown, digits 3-4 (10) identify the processing center, digits 5-8 (7450) are the institution identifier, and the final digit (2) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Mill City Credit Union, provide your employer with routing number 291074502 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Mill City Credit Union's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Mill City Credit Union, in the mobile app, or by calling 763-764-6910. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 291074502 is registered for ACH transactions at Mill City Credit Union, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Mill City Credit Union may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Mill City Credit Union before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Mill City Credit Union is located at Suite 100, Minnetonka, MN 55305. Mill City Credit Union operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.