Routing Number 274974700

Routing number 274974700 is assigned to City Of Firsts Community Fcu, a main office located at 1120 S Main St, Kokomo, Indiana 46902. This nine-digit ABA routing transit number identifies City Of Firsts Community Fcu within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (27) indicate the Federal Reserve Bank of Unknown, digits 3-4 (49) identify the processing center, digits 5-8 (7470) are the institution identifier, and the final digit (0) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with City Of Firsts Community Fcu, provide your employer with routing number 274974700 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in City Of Firsts Community Fcu's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from City Of Firsts Community Fcu, in the mobile app, or by calling 765-454-5590. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 274974700 is registered for ACH transactions at City Of Firsts Community Fcu, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, City Of Firsts Community Fcu may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with City Of Firsts Community Fcu before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of City Of Firsts Community Fcu is located at 1120 S Main St, Kokomo, IN 46902. City Of Firsts Community Fcu operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.