Routing Number 274974661

Routing number 274974661 is assigned to Howard Co. Sch Efcu, a main office located at 105 W Southway Blvd, Kokomo, Indiana 46902. This nine-digit ABA routing transit number identifies Howard Co. Sch Efcu within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (27) indicate the Federal Reserve Bank of Unknown, digits 3-4 (49) identify the processing center, digits 5-8 (7466) are the institution identifier, and the final digit (1) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Howard Co. Sch Efcu, provide your employer with routing number 274974661 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Howard Co. Sch Efcu's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Howard Co. Sch Efcu, in the mobile app, or by calling 765-453-6688. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 274974661 is registered for ACH transactions at Howard Co. Sch Efcu, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Howard Co. Sch Efcu may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Howard Co. Sch Efcu before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Howard Co. Sch Efcu is located at 105 W Southway Blvd, Kokomo, IN 46902. Howard Co. Sch Efcu operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.