Routing Number 273975564

Routing number 273975564 is assigned to North Iowa Community C U, a main office located at 640 S. Federal Ave, Mason City, Iowa 50401. This nine-digit ABA routing transit number identifies North Iowa Community C U within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (27) indicate the Federal Reserve Bank of Unknown, digits 3-4 (39) identify the processing center, digits 5-8 (7556) are the institution identifier, and the final digit (4) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with North Iowa Community C U, provide your employer with routing number 273975564 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in North Iowa Community C U's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from North Iowa Community C U, in the mobile app, or by calling 641-424-2281. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 273975564 is registered for ACH transactions at North Iowa Community C U, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, North Iowa Community C U may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with North Iowa Community C U before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of North Iowa Community C U is located at 640 S. Federal Ave, Mason City, IA 50401. North Iowa Community C U operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.