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Routing Number 265473388

Bayou Fed C U265473388

Routing number 265473388 is registered to Bayou Fed C U in Baton Rouge, Louisiana. Use this number for ACH transfers, direct deposits, wire transfers, and electronic payments.

Routing Number Details

Routing Number265473388
Bank NameBayou Fed C U
AddressP.o. Box 65159
CityBaton Rouge
StateLouisiana (LA)
ZIP Code70896
Phone225-925-8800
Office TypeMain Office
Federal Reserve DistrictUnknown
Checksum ValidYes

About Bayou Fed C U routing number 265473388

Routing number 265473388 is assigned to Bayou Fed C U, a main office located at P.o. Box 65159, Baton Rouge, Louisiana 70896. This nine-digit ABA routing transit number identifies Bayou Fed C U within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (26) indicate the Federal Reserve Bank of Unknown, digits 3-4 (54) identify the processing center, digits 5-8 (7338) are the institution identifier, and the final digit (8) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

Using 265473388 for direct deposit

To set up direct deposit with Bayou Fed C U, provide your employer with routing number 265473388 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Bayou Fed C U's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Bayou Fed C U, in the mobile app, or by calling 225-925-8800. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

ACH vs. wire transfer routing numbers

Routing number 265473388 is registered for ACH transactions at Bayou Fed C U, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Bayou Fed C U may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Bayou Fed C U before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

Bayou Fed C U in Baton Rouge, Louisiana

This main office of Bayou Fed C U is located at P.o. Box 65159, Baton Rouge, LA 70896. Bayou Fed C U operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.

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