Routing Number 265376980

Routing number 265376980 is assigned to Southern Mississippi Fcu, a main office located at 3318 Hardy Street, Hattiesburg, Mississippi 39401. This nine-digit ABA routing transit number identifies Southern Mississippi Fcu within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (26) indicate the Federal Reserve Bank of Unknown, digits 3-4 (53) identify the processing center, digits 5-8 (7698) are the institution identifier, and the final digit (0) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Southern Mississippi Fcu, provide your employer with routing number 265376980 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Southern Mississippi Fcu's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Southern Mississippi Fcu, in the mobile app, or by calling 601-450-5380. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 265376980 is registered for ACH transactions at Southern Mississippi Fcu, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Southern Mississippi Fcu may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Southern Mississippi Fcu before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Southern Mississippi Fcu is located at 3318 Hardy Street, Hattiesburg, MS 39401. Southern Mississippi Fcu operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.