Routing Number 264278843

Routing number 264278843 is assigned to Happy Valley Cu, a main office located at Po Box 1838, Elizabethton, Tennessee 37644. This nine-digit ABA routing transit number identifies Happy Valley Cu within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (26) indicate the Federal Reserve Bank of Unknown, digits 3-4 (42) identify the processing center, digits 5-8 (7884) are the institution identifier, and the final digit (3) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Happy Valley Cu, provide your employer with routing number 264278843 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Happy Valley Cu's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Happy Valley Cu, in the mobile app, or by calling 423-542-6078. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 264278843 is registered for ACH transactions at Happy Valley Cu, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Happy Valley Cu may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Happy Valley Cu before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Happy Valley Cu is located at Po Box 1838, Elizabethton, TN 37644. Happy Valley Cu operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.