Routing Number 263181407

Routing number 263181407 is assigned to Orlando Federal Credit Union, a main office located at 1117 S. Westmoreland Dr, Orlando, Florida 32805. This nine-digit ABA routing transit number identifies Orlando Federal Credit Union within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (26) indicate the Federal Reserve Bank of Unknown, digits 3-4 (31) identify the processing center, digits 5-8 (8140) are the institution identifier, and the final digit (7) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Orlando Federal Credit Union, provide your employer with routing number 263181407 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Orlando Federal Credit Union's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Orlando Federal Credit Union, in the mobile app, or by calling 407-835-3540. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 263181407 is registered for ACH transactions at Orlando Federal Credit Union, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Orlando Federal Credit Union may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Orlando Federal Credit Union before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Orlando Federal Credit Union is located at 1117 S. Westmoreland Dr, Orlando, FL 32805. Orlando Federal Credit Union operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.