Routing Number 261388312

Routing number 261388312 is assigned to Chattanooga Area Schools Fcu, a main office located at 1201 Bailey Avenue, Chattanooga, Tennessee 37404. This nine-digit ABA routing transit number identifies Chattanooga Area Schools Fcu within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (26) indicate the Federal Reserve Bank of Unknown, digits 3-4 (13) identify the processing center, digits 5-8 (8831) are the institution identifier, and the final digit (2) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Chattanooga Area Schools Fcu, provide your employer with routing number 261388312 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Chattanooga Area Schools Fcu's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Chattanooga Area Schools Fcu, in the mobile app, or by calling 423-624-9094. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 261388312 is registered for ACH transactions at Chattanooga Area Schools Fcu, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Chattanooga Area Schools Fcu may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Chattanooga Area Schools Fcu before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Chattanooga Area Schools Fcu is located at 1201 Bailey Avenue, Chattanooga, TN 37404. Chattanooga Area Schools Fcu operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.