Routing Number 256072691

Routing number 256072691 is assigned to E Trade Bank, a main office located at 34 Exchange Place, Jersey City, New Jersey 07311. This nine-digit ABA routing transit number identifies E Trade Bank within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (25) indicate the Federal Reserve Bank of Unknown, digits 3-4 (60) identify the processing center, digits 5-8 (7269) are the institution identifier, and the final digit (1) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with E Trade Bank, provide your employer with routing number 256072691 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in E Trade Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from E Trade Bank, in the mobile app, or by calling 800-387-2331. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 256072691 is registered for ACH transactions at E Trade Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, E Trade Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with E Trade Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of E Trade Bank is located at 34 Exchange Place, Jersey City, NJ 07311. E Trade Bank operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.