Routing Number 253278362

Routing number 253278362 is assigned to Heritage Trust Fcu, a main office located at P O Box 118000, Charleston, South Carolina 29423. This nine-digit ABA routing transit number identifies Heritage Trust Fcu within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (25) indicate the Federal Reserve Bank of Unknown, digits 3-4 (32) identify the processing center, digits 5-8 (7836) are the institution identifier, and the final digit (2) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Heritage Trust Fcu, provide your employer with routing number 253278362 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Heritage Trust Fcu's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Heritage Trust Fcu, in the mobile app, or by calling 843-832-2654. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 253278362 is registered for ACH transactions at Heritage Trust Fcu, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Heritage Trust Fcu may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Heritage Trust Fcu before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Heritage Trust Fcu is located at P O Box 118000, Charleston, SC 29423. Heritage Trust Fcu operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.