Routing Number 242186326

Routing number 242186326 is assigned to Morehead Community Federal Credit Un, a main office located at 503 West Main St., Morehead, Kentucky 40351. This nine-digit ABA routing transit number identifies Morehead Community Federal Credit Un within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (24) indicate the Federal Reserve Bank of Unknown, digits 3-4 (21) identify the processing center, digits 5-8 (8632) are the institution identifier, and the final digit (6) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Morehead Community Federal Credit Un, provide your employer with routing number 242186326 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Morehead Community Federal Credit Un's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Morehead Community Federal Credit Un, in the mobile app, or by calling 606-784-2201. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 242186326 is registered for ACH transactions at Morehead Community Federal Credit Un, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Morehead Community Federal Credit Un may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Morehead Community Federal Credit Un before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Morehead Community Federal Credit Un is located at 503 West Main St., Morehead, KY 40351. Morehead Community Federal Credit Un operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.