Routing Number 242170442

Routing number 242170442 is assigned to First Federal Savings And Loan Asso, a main office located at 211 West Main St., Morehead, Kentucky 40351. This nine-digit ABA routing transit number identifies First Federal Savings And Loan Asso within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (24) indicate the Federal Reserve Bank of Unknown, digits 3-4 (21) identify the processing center, digits 5-8 (7044) are the institution identifier, and the final digit (2) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with First Federal Savings And Loan Asso, provide your employer with routing number 242170442 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in First Federal Savings And Loan Asso's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from First Federal Savings And Loan Asso, in the mobile app, or by calling 606-784-4187. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 242170442 is registered for ACH transactions at First Federal Savings And Loan Asso, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, First Federal Savings And Loan Asso may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with First Federal Savings And Loan Asso before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of First Federal Savings And Loan Asso is located at 211 West Main St., Morehead, KY 40351. First Federal Savings And Loan Asso operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.