Routing Number 231374916

Routing number 231374916 is assigned to Phoenixville Federal Bank & Trust, a main office located at 564 Nutt Rd, Phoenixville, Pennsylvania 19460. This nine-digit ABA routing transit number identifies Phoenixville Federal Bank & Trust within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (23) indicate the Federal Reserve Bank of Unknown, digits 3-4 (13) identify the processing center, digits 5-8 (7491) are the institution identifier, and the final digit (6) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Phoenixville Federal Bank & Trust, provide your employer with routing number 231374916 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Phoenixville Federal Bank & Trust's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Phoenixville Federal Bank & Trust, in the mobile app, or by calling 610-933-2655. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 231374916 is registered for ACH transactions at Phoenixville Federal Bank & Trust, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Phoenixville Federal Bank & Trust may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Phoenixville Federal Bank & Trust before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Phoenixville Federal Bank & Trust is located at 564 Nutt Rd, Phoenixville, PA 19460. Phoenixville Federal Bank & Trust operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.