Routing Number 226070128

Routing number 226070128 is assigned to Hsbc Bank Usa, a main office located at East Plaza, Buffalo, New Jersey 14220. This nine-digit ABA routing transit number identifies Hsbc Bank Usa within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (22) indicate the Federal Reserve Bank of Unknown, digits 3-4 (60) identify the processing center, digits 5-8 (7012) are the institution identifier, and the final digit (8) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Hsbc Bank Usa, provide your employer with routing number 226070128 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Hsbc Bank Usa's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Hsbc Bank Usa, in the mobile app, or by calling 877-472-2249. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 226070128 is registered for ACH transactions at Hsbc Bank Usa, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Hsbc Bank Usa may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Hsbc Bank Usa before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Hsbc Bank Usa is located at East Plaza, Buffalo, NJ 14220. Hsbc Bank Usa operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.