Routing Number 221979321

Routing number 221979321 is assigned to Mid-hudson Valley Federal C.u., a main office located at Po Box 1429, Kingston, New York 12402. This nine-digit ABA routing transit number identifies Mid-hudson Valley Federal C.u. within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (22) indicate the Federal Reserve Bank of Unknown, digits 3-4 (19) identify the processing center, digits 5-8 (7932) are the institution identifier, and the final digit (1) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Mid-hudson Valley Federal C.u., provide your employer with routing number 221979321 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Mid-hudson Valley Federal C.u.'s mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Mid-hudson Valley Federal C.u., in the mobile app, or by calling 845-336-4444. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 221979321 is registered for ACH transactions at Mid-hudson Valley Federal C.u., including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Mid-hudson Valley Federal C.u. may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Mid-hudson Valley Federal C.u. before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Mid-hudson Valley Federal C.u. is located at Po Box 1429, Kingston, NY 12402. Mid-hudson Valley Federal C.u. operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.