Routing Number 221581638

Routing number 221581638 is assigned to Coop Dr=manuel Zeno Gandia, a main office located at Urb. Villa Los Santos, Arecibo, Puerto Rico 00613. This nine-digit ABA routing transit number identifies Coop Dr=manuel Zeno Gandia within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (22) indicate the Federal Reserve Bank of Unknown, digits 3-4 (15) identify the processing center, digits 5-8 (8163) are the institution identifier, and the final digit (8) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Coop Dr=manuel Zeno Gandia, provide your employer with routing number 221581638 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Coop Dr=manuel Zeno Gandia's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Coop Dr=manuel Zeno Gandia, in the mobile app, or by calling 787-815-2667. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 221581638 is registered for ACH transactions at Coop Dr=manuel Zeno Gandia, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Coop Dr=manuel Zeno Gandia may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Coop Dr=manuel Zeno Gandia before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Coop Dr=manuel Zeno Gandia is located at Urb. Villa Los Santos, Arecibo, PR 00613. Coop Dr=manuel Zeno Gandia operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.