Routing Number 221381003

Routing number 221381003 is assigned to Finger Lakes Health Care F.c.u., a main office located at 519 Hart St., Elmira, New York 14905. This nine-digit ABA routing transit number identifies Finger Lakes Health Care F.c.u. within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (22) indicate the Federal Reserve Bank of Unknown, digits 3-4 (13) identify the processing center, digits 5-8 (8100) are the institution identifier, and the final digit (3) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Finger Lakes Health Care F.c.u., provide your employer with routing number 221381003 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Finger Lakes Health Care F.c.u.'s mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Finger Lakes Health Care F.c.u., in the mobile app, or by calling 607-733-1304. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 221381003 is registered for ACH transactions at Finger Lakes Health Care F.c.u., including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Finger Lakes Health Care F.c.u. may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Finger Lakes Health Care F.c.u. before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Finger Lakes Health Care F.c.u. is located at 519 Hart St., Elmira, NY 14905. Finger Lakes Health Care F.c.u. operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.