Routing Number 221278323

Routing number 221278323 is assigned to Rutherford Postal Empl F.c.u., a main office located at P.o. Box 196, Lakewood, New Jersey 08701. This nine-digit ABA routing transit number identifies Rutherford Postal Empl F.c.u. within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (22) indicate the Federal Reserve Bank of Unknown, digits 3-4 (12) identify the processing center, digits 5-8 (7832) are the institution identifier, and the final digit (3) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Rutherford Postal Empl F.c.u., provide your employer with routing number 221278323 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Rutherford Postal Empl F.c.u.'s mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Rutherford Postal Empl F.c.u., in the mobile app, or by calling 732-987-6533. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 221278323 is registered for ACH transactions at Rutherford Postal Empl F.c.u., including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Rutherford Postal Empl F.c.u. may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Rutherford Postal Empl F.c.u. before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Rutherford Postal Empl F.c.u. is located at P.o. Box 196, Lakewood, NJ 08701. Rutherford Postal Empl F.c.u. operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.