Routing Number 211383875

Routing number 211383875 is assigned to Lowell Municipal Employees Fcu, a main office located at 375 Merrimack Street, Lowell, Massachusetts 01852. This nine-digit ABA routing transit number identifies Lowell Municipal Employees Fcu within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (21) indicate the Federal Reserve Bank of Unknown, digits 3-4 (13) identify the processing center, digits 5-8 (8387) are the institution identifier, and the final digit (5) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Lowell Municipal Employees Fcu, provide your employer with routing number 211383875 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Lowell Municipal Employees Fcu's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Lowell Municipal Employees Fcu, in the mobile app, or by calling 978-970-4088. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 211383875 is registered for ACH transactions at Lowell Municipal Employees Fcu, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Lowell Municipal Employees Fcu may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Lowell Municipal Employees Fcu before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Lowell Municipal Employees Fcu is located at 375 Merrimack Street, Lowell, MA 01852. Lowell Municipal Employees Fcu operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.