Routing Number 123103596

Routing number 123103596 is assigned to Twin River Bank, a main office located at 1507 G Street, Lewiston, Idaho 83501. This nine-digit ABA routing transit number identifies Twin River Bank within the Federal Reserve's San Francisco district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (12) indicate the Federal Reserve Bank of San Francisco, digits 3-4 (31) identify the processing center, digits 5-8 (0359) are the institution identifier, and the final digit (6) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Twin River Bank, provide your employer with routing number 123103596 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Twin River Bank's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Twin River Bank, in the mobile app, or by calling 208-746-4848. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 123103596 is registered for ACH transactions at Twin River Bank, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Twin River Bank may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Twin River Bank before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Twin River Bank is located at 1507 G Street, Lewiston, ID 83501. Twin River Bank operates in the Federal Reserve's San Francisco district, which serves as the regional hub for monetary policy and payment processing in this area.