Routing Number 121405199

Routing number 121405199 is assigned to Philippine National Bank (pnb) Guam, a main office located at 719 South Marine Drive, Tamuning, Guam 96911. This nine-digit ABA routing transit number identifies Philippine National Bank (pnb) Guam within the Federal Reserve's San Francisco district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (12) indicate the Federal Reserve Bank of San Francisco, digits 3-4 (14) identify the processing center, digits 5-8 (0519) are the institution identifier, and the final digit (9) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Philippine National Bank (pnb) Guam, provide your employer with routing number 121405199 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Philippine National Bank (pnb) Guam's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Philippine National Bank (pnb) Guam, in the mobile app, or by calling 671-649-5001. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 121405199 is registered for ACH transactions at Philippine National Bank (pnb) Guam, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Philippine National Bank (pnb) Guam may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Philippine National Bank (pnb) Guam before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Philippine National Bank (pnb) Guam is located at 719 South Marine Drive, Tamuning, GU 96911. Philippine National Bank (pnb) Guam operates in the Federal Reserve's San Francisco district, which serves as the regional hub for monetary policy and payment processing in this area.