Routing Number 121143040

Routing number 121143040 is assigned to Heritage Bank Of Commerce-s Bay Div, a main office located at 150 Almaden Blvd, San Jose, California 95113. This nine-digit ABA routing transit number identifies Heritage Bank Of Commerce-s Bay Div within the Federal Reserve's San Francisco district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (12) indicate the Federal Reserve Bank of San Francisco, digits 3-4 (11) identify the processing center, digits 5-8 (4304) are the institution identifier, and the final digit (0) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Heritage Bank Of Commerce-s Bay Div, provide your employer with routing number 121143040 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Heritage Bank Of Commerce-s Bay Div's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Heritage Bank Of Commerce-s Bay Div, in the mobile app, or by calling 408-792-4052. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 121143040 is registered for ACH transactions at Heritage Bank Of Commerce-s Bay Div, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Heritage Bank Of Commerce-s Bay Div may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Heritage Bank Of Commerce-s Bay Div before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Heritage Bank Of Commerce-s Bay Div is located at 150 Almaden Blvd, San Jose, CA 95113. Heritage Bank Of Commerce-s Bay Div operates in the Federal Reserve's San Francisco district, which serves as the regional hub for monetary policy and payment processing in this area.