Routing Number 121032274

Routing number 121032274 is assigned to Shanghai Commercial Bank Limited, a main office located at 231 Sansome St, San Francisco, California 94104. This nine-digit ABA routing transit number identifies Shanghai Commercial Bank Limited within the Federal Reserve's San Francisco district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (12) indicate the Federal Reserve Bank of San Francisco, digits 3-4 (10) identify the processing center, digits 5-8 (3227) are the institution identifier, and the final digit (4) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Shanghai Commercial Bank Limited, provide your employer with routing number 121032274 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Shanghai Commercial Bank Limited's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Shanghai Commercial Bank Limited, in the mobile app, or by calling 415-433-6700. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 121032274 is registered for ACH transactions at Shanghai Commercial Bank Limited, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Shanghai Commercial Bank Limited may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Shanghai Commercial Bank Limited before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Shanghai Commercial Bank Limited is located at 231 Sansome St, San Francisco, CA 94104. Shanghai Commercial Bank Limited operates in the Federal Reserve's San Francisco district, which serves as the regional hub for monetary policy and payment processing in this area.